/* ========= CSS RESET & BASIC NORMALIZATION ========= */
html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
b, u, i, center,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td,
article, aside, canvas, details, embed, 
figure, figcaption, footer, header, hgroup, 
menu, nav, output, ruby, section, summary,
time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}
html {
  scroll-behavior: smooth;
  height: 100%;
}
body {
  min-height: 100vh;
  background: #fff;
  color: #14213D;
  font-family: 'Roboto', Arial, sans-serif;
  line-height: 1.7;
  font-size: 16px;
  letter-spacing: 0.01em;
  -webkit-font-smoothing: antialiased;
}
img {
  display: block;
  max-width: 100%;
}
a {
  color: #14213D;
  text-decoration: none;
  transition: color 0.2s cubic-bezier(.4,0,.2,1);
}
a:hover, a:focus {
  color: #FCA311;
  outline: none;
}
button, input, select, textarea {
  font-family: inherit;
  font-size: 1em;
  background: none;
  border: none;
  outline: none;
  color: inherit;
}
input, textarea {
  box-shadow: none;
  outline: none;
}
ul, ol {
  padding-left: 2em;
  margin-bottom: 1em;
}

/* Typography - Geometric Structured Style */
h1, h2, h3, h4, h5, h6 {
  font-family: 'Montserrat', 'Segoe UI', Arial, sans-serif;
  font-weight: 700;
  text-transform: none;
  letter-spacing: 0.03em;
  color: #14213D;
}
h1 {
  font-size: 2.5rem;
  margin-bottom: 16px;
}
h2 {
  font-size: 2rem;
  margin-bottom: 12px;
}
h3 {
  font-size: 1.3rem;
  margin-bottom: 8px;
}
h4, h5, h6 {
  font-size: 1.1rem;
  margin-bottom: 4px;
}
p, blockquote {
  margin-bottom: 16px;
}
blockquote {
  border-left: 4px solid #FCA311;
  padding-left: 20px;
  color: #14213D;
  font-style: italic;
  background: #E5E5E5;
  margin-bottom: 20px;
}
strong {
  font-weight: 700;
}

/* ========== BASE LAYOUTS ========== */
.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}
.content-wrapper {
  display: flex;
  flex-direction: column;
  gap: 24px;
  align-items: flex-start;
}

.section {
  margin-bottom: 60px;
  padding: 40px 20px;
}

.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  margin-bottom: 20px;
  position: relative;
  background: #FFF;
  border-radius: 18px;
  box-shadow: 0 4px 24px rgba(20,33,61,0.07);
  padding: 32px 28px;
  min-width: 260px;
  flex: 1 1 280px;
  border: 1.5px solid #E5E5E5;
  transition: box-shadow 0.3s cubic-bezier(.4,0,.2,1), border-color 0.2s;
}
.card:hover, .card:focus-within {
  border-color: #FCA311;
  box-shadow: 0 6px 36px rgba(20,33,61,0.14);
  z-index: 2;
}

.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}

.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
}

.testimonial-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 20px;
  padding: 20px;
  background: #E5E5E5;
  border-radius: 16px;
  box-shadow: 0 2px 16px rgba(20,33,61,0.06);
  margin-bottom: 20px;
  border: 1.5px solid #d1d1d1;
  color: #14213D;
  position: relative;
  max-width: 600px;
  width: 100%;
}
.testimonial-card h3 {
  font-size: 1rem;
  margin: 8px 0 0 0;
  color: #14213D;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 600;
}
.testimonial-card span {
  color: #14213D;
  font-size: 1rem;
  font-weight: 600;
  letter-spacing: .02em;
}

/* FAQs, Legal, and Cookie Sections – Structure */
.legal {
  background: #E5E5E5;
  border-radius: 18px;
  padding: 40px 28px;
  margin: 40px 0 60px 0;
}
.legal h1, .legal h2 {
  color: #14213D;
}

/* ========== HEADER & NAVIGATION ========== */
header {
  background: #fff;
  border-bottom: 2px solid #E5E5E5;
  box-shadow: 0 2px 12px rgba(20,33,61,0.04);
  position: sticky;
  top: 0; left: 0;
  z-index: 1000;
}

nav.main-nav {
  display: flex;
  align-items: center;
  justify-content: flex-start;
  gap: 28px;
  height: 70px;
  padding: 0 24px;
}
nav.main-nav img {
  height: 40px;
  width: auto;
  vertical-align: middle;
}
nav.main-nav a {
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1rem;
  font-weight: 600;
  text-transform: none;
  padding: 8px 12px;
  border-radius: 8px;
  transition: background .2s, color .2s;
  letter-spacing: .01em;
}
nav.main-nav a.cta-btn {
  background: #FCA311;
  color: #14213D;
  border-radius: 100px;
  font-size: 1.08rem;
  font-weight: 700;
  padding: 10px 24px;
  margin-left: 12px;
  box-shadow: 0 2px 8px rgba(252,163,17,0.16);
  transition: background .2s, color .2s, box-shadow .25s;
}
nav.main-nav a.cta-btn:hover, nav.main-nav a.cta-btn:focus {
  background: #14213D;
  color: #FCA311;
  box-shadow: 0 4px 16px rgba(20,33,61,0.10);
}
nav.main-nav a:hover, nav.main-nav a:focus {
  background: #14213D;
  color: #FCA311;
}

/* ========== MOBILE BURGER MENU ========== */
.mobile-menu-toggle {
  display: none;
  background: #FCA311;
  color: #14213D;
  font-size: 2rem;
  border-radius: 50%;
  width: 46px;
  height: 46px;
  align-items: center;
  justify-content: center;
  line-height: 1;
  cursor: pointer;
  margin-right: 14px;
  border: none;
  z-index: 1201;
  transition: background 0.2s;
}
.mobile-menu-toggle:hover {
  background: #14213D;
  color: #FCA311;
}
.mobile-menu {
  position: fixed;
  top: 0; left: 0;
  width: 100vw;
  height: 100vh;
  background: #14213D;
  z-index: 1200;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  padding-top: 32px;
  padding-left: 0;
  transform: translateX(-100vw);
  transition: transform 0.35s cubic-bezier(.77,0,.175,1);
}
.mobile-menu.open {
  transform: translateX(0);
}
.mobile-menu-close {
  background: none;
  color: #FCA311;
  font-size: 2rem;
  border: none;
  margin-left: auto;
  margin-right: 20px;
  margin-bottom: 24px;
  cursor: pointer;
  outline: none;
  z-index: 1300;
  transition: color 0.2s;
}
.mobile-menu-close:hover, .mobile-menu-close:focus {
  color: #fff;
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  gap: 24px;
  padding: 8px 36px 8px 36px;
  width: 100%;
}
.mobile-nav a {
  color: #fff;
  font-size: 1.23rem;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 700;
  padding: 16px 0 11px 0;
  border-bottom: 1px solid rgba(229,229,229,.1);
  transition: color 0.2s;
}
.mobile-nav a:last-child {
  border-bottom: none;
}
.mobile-nav a:hover, .mobile-nav a:focus {
  color: #FCA311;
}

/* ========== HERO SECTION ========== */
.hero {
  background: linear-gradient(120deg, #FCA311 14%, #FFF 100%);
  padding: 64px 0 32px 0;
  margin-bottom: 56px;
  border-radius: 0 0 36px 0;
  box-shadow: 0 4px 24px -6px #fca31126;
}
.hero .content-wrapper {
  gap: 14px;
}
.hero h1 {
  color: #14213D;
  font-size: 2.6rem;
  letter-spacing: .04em;
  line-height: 1.14;
}
.hero p {
  font-size: 1.21rem;
  color: #14213D;
  line-height: 1.7;
}
.hero .cta-btn {
  margin-top: 8px;
}

/* ========== CTA BUTTON (GLOBAL) ========== */
.cta-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 10px 34px;
  border-radius: 100px;
  background: #FCA311;
  color: #14213D;
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.13rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  border: none;
  cursor: pointer;
  box-shadow: 0 3px 18px 0 rgba(252,163,17,0.13);
  transition: background 0.2s, color 0.2s, box-shadow 0.2s;
  margin-top: 4px;
}
.cta-btn:hover, .cta-btn:focus {
  background: #14213D;
  color: #FCA311;
  box-shadow: 0 6px 26px rgba(20,33,61,0.10);
}

/* ========== FEATURES/FUNCTIONS ========== */
.features .feature-grid, .features .feature-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 32px;
  justify-content: space-between;
}
.features .feature-grid > div {
  flex: 1 1 220px;
  min-width: 220px;
  background: #FFF;
  border-radius: 16px;
  box-shadow: 0 2.5px 10px #14213d13;
  padding: 28px 20px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  text-align: left;
  border: 1.5px solid #E5E5E5;
  transition: box-shadow .2s, border .2s;
}
.features .feature-grid > div:hover {
  border-color: #FCA311;
  box-shadow: 0 4px 24px #fca31126;
  z-index: 2;
}
.features .feature-grid img {
  height: 40px;
  width: 40px;
  margin-bottom: 18px;
}
.features h3 {
  color: #14213D;
  font-size: 1.2rem;
  font-family: 'Montserrat', Arial, sans-serif;
}
.features p {
  color: #212B3C;
  font-size: 1.05rem;
}

/* ========== CARD & LIST STYLES ========== */
li {
  margin-bottom: 10px;
}
ol li {
  list-style-position: inside;
  font-size: 1.09rem;
  padding-left: 1.2em;
}
ul {
  list-style-type: square;
}
ul li > strong, ol li > strong {
  color: #14213D;
  font-family: 'Montserrat', Arial, sans-serif;
}

.card-content {
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 8px;
}

/* ========== TESTIMONIALS ========== */
.testimonials .content-wrapper {
  gap: 20px;
}
.testimonials .testimonial-card {
  margin-bottom: 20px;
  background: #E5E5E5;
  border-radius: 16px;
  box-shadow: 0 2px 16px rgba(20,33,61,0.08);
  padding: 28px 22px 20px 22px;
  flex: 1 1 340px;
  color: #14213D;
  border: 1.5px solid #d1d1d1;
  text-align: left;
  font-size: 1.07rem;
}
.testimonials .testimonial-card span {
  display: block;
  margin-top: 10px;
  font-size: 1rem;
  color: #14213D;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 700;
}

/* ========== CONTACT INFO ========== */
.contact-info {
  display: flex;
  flex-direction: column;
  gap: 13px;
  margin-top: 12px;
}
.contact-info div {
  display: flex;
  align-items: center;
  gap: 11px;
  font-size: 1rem;
  color: #14213D;
  background: #fff;
  border-radius: 8px;
  padding: 7px 14px;
  box-shadow: 0 1.5px 7px #E5E5E5;
  font-family: 'Roboto', Arial, sans-serif;
  font-weight: 500;
}
.contact-info img {
  height: 23px;
  width: 23px;
}

.map-placeholder {
  background: #E5E5E5;
  color: #7d8595;
  border-radius: 10px;
  text-align: center;
  padding: 36px 0;
  margin: 14px 0 0 0;
  box-shadow: 0 1.5px 7px #E5E5E5;
}

.address, address {
  font-style: normal;
  color: #14213D;
  margin-bottom: 10px;
  font-size: 1.08rem;
}

.contact-methods {
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
  margin-top: 14px;
}
.contact-methods div {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 1.03rem;
  color: #14213D;
  background: #fff;
  border-radius: 8px;
  padding: 6px 14px;
}
.contact-methods img {
  height: 23px;
  width: 23px;
}

/* ========== SERVICES & STEPS ========== */
.services ol, .services ul {
  margin-bottom: 8px;
}

.services li {
  margin-bottom: 16px;
  color: #14213D;
  font-weight: 500;
  font-size: 1.06rem;
  padding-left: .5rem;
}
.services a {
  color: #FCA311;
  text-decoration: underline;
  margin-left: 5px;
  transition: color 0.2s;
  font-weight: 600;
}
.services a:hover {
  color: #14213D;
}

/* ========== FOOTER ========== */
footer {
  background: #14213D;
  color: #fff;
  width: 100%;
  padding: 40px 0 28px 0;
  margin-top: 48px;
  border-radius: 45px 0 0 0;
}
.footer-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 32px;
  justify-content: center;
  margin-bottom: 22px;
}
.footer-nav a {
  color: #FCA311;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 600;
  text-decoration: underline;
  transition: color 0.2s;
  font-size: 1.07rem;
}
.footer-nav a:hover {
  color: #fff;
}
.footer-contact {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 3px;
  font-size: 1rem;
  font-family: 'Roboto', Arial, sans-serif;
  color: #fff;
  letter-spacing: .01em;
  opacity: 0.98;
  text-align: center;
}
.footer-contact span {
  margin-bottom: 2px;
}

/* ========== UTILS: SPACING, GRID-GAPS (for flex) ========= */
main section {
  margin-bottom: 60px;
  padding: 40px 20px;
}

/* ========== COOKIE CONSENT BANNER & MODAL ========= */
.cookie-consent-banner {
  position: fixed;
  left: 0;
  bottom: 0;
  width: 100vw;
  background: #14213D;
  color: #fff;
  box-shadow: 0 -2px 16px #14213d23;
  z-index: 5000;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 30px 6vw 24px 6vw;
  gap: 22px;
  font-family: 'Roboto', Arial, sans-serif;
  font-size: 1rem;
  border-radius: 28px 28px 0 0;
  transition: transform .25s cubic-bezier(.4,0,.2,1);
  animation: slideCookieBannerUp .50s cubic-bezier(.4,0,.2,1);
}
@keyframes slideCookieBannerUp {
  0%   { transform: translateY(100%); }
  100% { transform: translateY(0); }
}

.cookie-consent-banner .cookie-btns {
  display: flex;
  gap: 18px;
}
.cookie-btn, .cookie-btn.accept, .cookie-btn.reject, .cookie-btn.settings {
  background: #FCA311;
  color: #14213D;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 700;
  border-radius: 24px;
  padding: 8px 25px;
  border: none;
  cursor: pointer;
  font-size: 1.01rem;
  transition: background .18s, color .18s;
}
.cookie-btn.settings {
  background: #E5E5E5;
  color: #14213D;
}
.cookie-btn.accept {
  background: #FCA311;
  color: #14213D;
}
.cookie-btn.reject {
  background: #FFF;
  color: #14213D;
  border: 1.5px solid #FCA311;
}
.cookie-btn:hover {
  background: #14213D;
  color: #FCA311;
  border: 1.5px solid #FCA311;
}
.cookie-btn.settings:hover {
  background: #14213D;
  color: #FCA311;
}
.cookie-btn.reject:hover {
  background: #FCA311;
  color: #14213D;
}

/* Cookie Consent Modal */
.cookie-modal-overlay {
  position: fixed;
  z-index: 5100;
  left: 0; top: 0;
  width: 100vw; height: 100vh;
  background: rgba(20,33,61,0.79);
  display: flex;
  align-items: center;
  justify-content: center;
  pointer-events: auto;
  opacity: 1;
  animation: fadeModalIn .28s cubic-bezier(.5,0,.2,1);
}
@keyframes fadeModalIn {
  0% { opacity: 0; }
  100% { opacity: 1; }
}
.cookie-modal {
  background: #fff;
  border-radius: 18px;
  padding: 36px 28px 32px 28px;
  max-width: 420px;
  min-width: 260px;
  width: 92vw;
  box-shadow: 0 6px 40px #14213d36;
  color: #14213D;
  display: flex;
  flex-direction: column;
  gap: 14px;
  animation: slideModalUp .33s cubic-bezier(.52,0,.18,1);
}
@keyframes slideModalUp {
  0% { transform: translateY(30%); opacity: 0;}
  100% { transform: translateY(0); opacity: 1;}
}
.cookie-modal h2 {
  font-size: 1.28rem;
  color: #14213D;
  font-weight: 700;
}
.cookie-modal .cookie-options {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin: 20px 0;
}
.cookie-option {
  display: flex;
  align-items: center;
  gap: 16px;
  font-size: 1.08rem;
}
.cookie-option label {
  font-weight: 600;
}
.cookie-option input[type=checkbox] {
  width: 23px;
  height: 23px;
  accent-color: #FCA311;
}
.cookie-modal .cookie-modal-actions {
  display: flex;
  gap: 16px;
  margin-top: 16px;
}
.cookie-modal .cookie-modal-close {
  background: none;
  color: #14213D;
  position: absolute;
  top: 8px;
  right: 18px;
  font-size: 2rem;
  font-weight: 700;
  border: none;
  cursor: pointer;
}

/* ========== RESPONSIVE DESIGN (MOBILE FIRST) ========== */
@media (max-width: 1080px) {
  .container {
    max-width: 95vw;
    padding: 0 8px;
  }
}
@media (max-width: 900px) {
  .features .feature-grid, .content-grid {
    gap: 18px;
  }
  nav.main-nav {
    gap: 15px;
    padding: 0 10px;
  }
  .footer-nav {
    gap: 18px;
  }
}
@media (max-width: 768px) {
  .section, main section {
    margin-bottom: 40px;
    padding: 27px 8px;
  }
  .hero {
    padding: 40px 0 24px 0;
    border-radius: 0 0 25px 0;
  }
  .hero h1 {
    font-size: 1.7rem;
  }
  nav.main-nav {
    display: none;
  }
  .mobile-menu-toggle {
    display: flex;
  }
  .content-wrapper {
    gap: 16px;
  }
  .features .feature-grid {
    flex-direction: column;
    gap: 19px;
  }
  .testimonial-card {
    max-width: 100%;
    padding: 19px 10px;
  }
  .contact-info, .contact-methods {
    gap: 11px;
  }
  .content-grid, .card-container {
    flex-direction: column;
    gap: 16px;
  }
  .footer-nav {
    flex-direction: column;
    align-items: center;
    gap: 8px;
  }
  .text-image-section {
    flex-direction: column;
    gap: 18px;
    align-items: flex-start;
  }
}
@media (max-width: 565px) {
  .hero {
    padding: 26px 0 15px 0;
    border-radius: 0 0 15px 0;
  }
  .cookie-consent-banner {
    flex-direction: column;
    gap: 13px;
    padding: 20px 2vw 14px 2vw;
    font-size: 0.98rem;
  }
  .cookie-modal {
    padding: 19px 10px 16px 10px;
  }
}

/* ========== MICRO-INTERACTIONS & HOVER EFFECTS ========== */
.cta-btn, .cookie-btn {
  transition: background .16s, color .16s, box-shadow .19s;
}
.cta-btn:active {
  background: #212B3C;
  color: #FCA311;
}
.card, .features .feature-grid > div, .testimonial-card {
  transition: 
    box-shadow .19s cubic-bezier(.4,0,.2,1),
    border .2s cubic-bezier(.4,0,.2,1),
    transform .16s cubic-bezier(.4,0,.2,1);
}
.card:hover, .features .feature-grid > div:hover {
  transform: translateY(-3px) scale(1.03);
}

/* ========== GEOMETRIC SHAPE ACCENTS ========== */
.hero, .about, .features, .testimonials, .cta, .services, .contact, .legal {
  position: relative;
  overflow: visible;
}
.hero::after {
  content: '';
  display: block;
  position: absolute;
  right: -35px;
  top: 20%;
  width: 70px;
  height: 70px;
  background: rgba(252,163,17,0.10);
  clip-path: polygon(0 0, 100% 0, 10% 100%);
  z-index: 1;
}
.features::before, .cta::before {
  content: '';
  display: block;
  position: absolute;
  left: -28px;
  bottom: 15px;
  width: 60px;
  height: 60px;
  background: rgba(20,33,61,0.06);
  clip-path: polygon(100% 0, 100% 100%, 0 100%);
  z-index: 0;
}

/* ========== SELECTION ========== */
::selection {
  background: #FCA311;
  color: #fff;
}

/* ========== FOCUS STATES ACCESSIBILITY ========== */
a:focus, button:focus, .cta-btn:focus, .cookie-btn:focus, .mobile-menu-close:focus {
  outline: 2.5px dashed #FCA311;
  outline-offset: 2px;
}

/* ========== BRAND FONTS ==========
You must provide the font-family in the HTML for Montserrat and Roboto or load via Google Fonts.
*/